My banking setup is rather complicated. Right now, I have 8 active bank accounts and 2 credit cards with 6 different banks. None of these banks charge me any fees for any of my accounts, so I’ve always just left them open as I’ve switched banks. My primary bank used to be ASB, then it was National, then KiwiBank, then ANZ. I am now currently in the process of switching back to KiwiBank.

One of the first things we did as soon as we moved into this apartment in January was go to the bank to try and open a joint bank account or get me added to Gopal’s existing bank account. Try is very much the operative word, as nothing is easy in India.